Are You Ready to
Own a Home?
Get your free HomeReadyScore in 60 seconds — a readiness self-assessment with a personalized, step-by-step plan. Find out where you stand, without asking a lender.
Not a credit score. Not a lender. No approval odds.
Get My Free Score →How It Works
Answer a Few Quick Questions
About your income, savings, credit, and housing goals. Takes about 60 seconds — no credit pull.
Get Your Readiness Score
Instant score from 0-100 with a personalized breakdown of your strengths and areas to improve.
See Your Options
Matched to owner-finance, rent-to-own, or traditional programs based on your score. Specific next steps provided.
What We Assess
Income Stability
Employment type, income consistency, and job tenure
Savings & Down Payment
Available down payment and closing cost readiness
Credit Profile
Self-reported credit range and recent credit events
Housing Goals
Desired location, timeline, property type, and budget
What Your Score Means
You're Ready!
Likely qualifies for owner financing or traditional mortgage. Apply now.
Almost There
May qualify for rent-to-own with a short runway. We can help close the gap.
Building Your Path
Recommendations for credit building and savings plan. Check back in 90 days.
Getting Started
Free resources and a personalized timeline to homeownership readiness.
Your home could be closer than you think.
Get your free score and your personalized path in 60 seconds. No credit pull, no obligation — and we never sell your data.You'll talk to our team directly, not a call center.
Get My Free Score →